Additional information on fee-only financial planning is available at the following websites:

Mortgage Calculator
http://www.mortgagecalculator.org/
Determine your mortgage payments with amoritization tables, bi-weekly payments, and refinance information.

401k Calculator
http://www.money-zine.com/Calculators/Retirement-Calculators/401k-Savings-Calculator/
Figure out how large your 401k plan might be at retirement. This calculator will help predict the 401k fund balance at retirement age.

What Is The Impact Of Increasing My 401k Contribution?
http://finance.yahoo.com/calculator/retirement/pay08
Use this calculator to estimate how much more you could accumulate taking into account any employer match (if applicable).

Roth IRA Savings Calculator
http://www.lpl.com/calculators/RothIRA.html
Determine your taxable savings for your ROTH IRA account.

Loan Calculator
http://www.mycalculators.com/ca/loancxpsm.html
Calculate your loan payments based on principal, number of months, interest rates, and  making extra payments.

Retirement Calculator
http://www.mycalculators.com/ca/retcalcm.html
Help you plan for retirement if you know the amount you need to live on annually. It will tell you how much you need to save by the time you retire and how much you can withdraw each year from that balance to maintain your purchasing power.

Credit Card Payoff Calculator
http://www.aarp.org/money/credit-loans-debt/credit_card_payoff_calculator/
Discover what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.

Refinance Your Mortgage
http://www.dinkytown.net/java/ShouldIRefi.html
Enter the data about your current mortgage, current appraised value, new loan term, rate and closing costs. This will help determine how much refinancing can save you. In addition, it will calculate the number of months to breakeven on closing costs with your reduced monthly payment.

College Savings
http://www.dinkytown.net/java/CollegeSavings.html
Use this calculator to help develop or modify your education savings plan.

Advantages Of A 529 College Savings Plan
http://finance.yahoo.com/calculator/college-education/col04
Compare money earned in a 529 College Savings plan versus a taxable savings account.

Comprehensive Life Insurance Analysis
http://www.dinkytown.net/java/EnhancedLifeIns.html
This comprehensive life insurance calculator includes detailed net worth analysis, budgeting and college savings to help you decide how much life insurance you might need. You can also adjust the inflation rate and your expected rate of return to see how these variables can impact your insurance needs.

Social Security Retirement Income Estimator
http://finance.yahoo.com/calculator/retirement/ret04
Use this calculator to estimate your Social Security benefits.

The following links are provided as a convenience and should not be construed as endorsements:
Fee-Only Advisors

• Arizona
  Stratton Advisors — Fee-Only Certified Financial Planner® in Oro Valley and Tucson, AZ
  Stratton Advisors offers Fee-Only financial planning to help you make the most of the opportunity to live life better.
  
  
• California
  Fiscalis Advisory, Inc, Fee-Only, CERTIFIED FINANCIAL PLANNER™ professional in San Juan Capistrano, CA
  Fiscalis Advisory is a professional advisory firm specializing in an integrative approach to personal financial planning, tax minimization, and prudent money management, where all advice is rendered in a non-commission, fiduciary relationship.
  
  
• Colorado
  Alpers and Associates — Comprehensive Fiduciary Financial Planning, Mary Alpers, CFP®, Colorado Springs, CO
  Fee-Only Financial Planning for couples, individuals, and entrepreneurs. Includes retirement planning, investment strategies and implementation, tax planning and preparation. We sell no products nor receive commissions.
  McNary Financial Planning — Because No One wants to Work Forever®
  Providing fee-only planning to families, professional women, and entrepreneurs seeking financial independence.
  Yellowstone Financial — Fee-Only, Certified Financial Planning in Boulder, CO
  Yellowstone Financial, Inc., is a registered investment advisor based in Boulder, Colorado that provides fee-only financial planning, investment advice, and tax preparation and planning.
  
  
• Florida
  Lawrence Financial Planning, LLC — Fee Only, CFPs in Lutz, North Tampa, FL
  Fee-Only advisor, financial and investment planning, NO COMMISSIONS from the purchase or sale of products, serving the Tampa Bay Florida area
  Rehl Financial Advisors — Helping You Enjoy a Better Life, Richer in all Respects
  Have you reached that stage in life where you want professional guidance and support from a coach who puts your interests first? Kathleen Rehl, Ph.D., is a comprehensive, Fee-Only, CERTIFIED FINANCIAL PLANNER™ who helps you deal with all your money issues during these complex times. She specializes in assisting widows and is passionate about helping them make progress in their new financial situation. As a widow herself, Kathleen is the author of the book, Moving Forward on Your Own: A Financial Guidebook for Widows.
  Sterling Wealth Advisors — Fee-Only Financial Planner in Ft. Lauderdale, FL
  Sterling Wealth Advisors is a fee-only, fiduciary wealth management firm offering comprehensive investment management, retirement planning, and financial planning services to clients in Florida and nationwide. We assist clients in realizing their life goals through defining, planning, and protecting their long-term financial security. All advisors are members the National Association of Personal Financial Advisors.
  
  
• Illinois
  Sophie Kaluziak, Vista Financial Planning, Independent, Fee-Only Financial Planning in Oak Park, IL serving Chicago, IL and the near west suburbs of Chicago, IL
  Sophie Kaluziak with Vista Financial Planning provides independent, Fee-Only advice utilizing a comprehensive holistic approach to the financial planning process. Sophie has provided financial planning and investment management to individuals and couples in Oak Park, IL and the near western suburbs of Chicago, IL since 2003.
  Sullivan Mermel, Inc., Independent, Fee Only Financial Planning in Chicago, Illinois
  Providing fee only financial advising and specializing in helping clients feel calm, confident and in control.
  
  
• Indiana
  Piedmont Financial Advisors, LLC
  Expert financial planning for people who have to work for a living.
  
  
• Maryland
  SunRay Advisors- Fee—Only Financial Planning and Registered Investment Advisor in the Owings Mills, Baltimore, MD area
  SunRay Advisors is an independent financial advisory firm that provides comprehensive planning advice on all aspects of a client’s financial life including taxes, investments, insurance, estate planning, and more. We sell no products and accept no commissions, so clients can be assured of receiving unbiased financial advice without conflicts of interest. With no asset minimums, and as members of the Alliance of Cambridge Advisors, we are a firm that specializes in serving the needs of middle income families, small business owners, and individuals.
  
  
• New Hampshire
  Financial Pathways Independent Financial Planning Services in Londonderry NH, Serving New Hampshire from North Conway to the Mass Border
  At Financial Pathways, our focus is on the real-life financial needs of our clients. We believe that you cannot maximize your stock and mutual fund investments without consideration of other important areas of your financial life. We specialize in a Fee-Only approach which looks at your financial plan as a whole system with the various parts complementing, adding power, and improving efficiency throughout the greater whole.
  Northeast Passage Financial Advisors LLC: Independent, Fee-Only Financial Planning and Investment Management Services in Brentwood, NH and serving Southern NH and ME
  We help our clients achieve financial independence and peace of mind, one step at a time. Objective, clear, and sensible financial planning and investment guidance.
  
  
• North Carolina
  Wealth Management Group, Inc.—Fee Only Financial Planning, Investment and Tax Advice in Winston Salem, North Carolina
  Providing Comprehensive Financial Planning, Investment, and Tax advice for "Middle America."
  
  
• Ohio
  Reed Financial Planning, LLC — Fee-Only, CERTIFIED FINANCIAL PLANNER™ in Columbus, OH
  I help middle-income people organize their financial life. Together we integrate all your finances (e.g., investments, taxes, insurance, real estate) into a personal plan that works toward your personal goals. No commissioned sales, just unbiased financial advice.
  
  
• Oklahoma
  Step By Step Tax and Financial Planning — Fee-Only CERTIFIED FINANCIAL PLANNER™ near Tulsa, OK
  Fee only financial planning firm owned by a CFP (Certified Financial Planner) offering tax planning, tax preparation, financial planning, estate planning, wealth management and other financial services in Broken Arrow, OK and Tulsa, OK.
  
  
• Wisconsin
  Trinity Financial Planning, Middleton Wisconsin, Members of Alliance of Cambridge Advisors and Financial Planning Association
  Trinity Financial Planning is a comprehensive financial planning and investment advisory firm that provides unbiased tax advice, Financial Tune-Ups and holistic financial planning without the conflicts of interest inherent in selling investments or insurance. Our services are designed to serve those who believe strongly in minimizing their taxes and those who want to be long-term investors rather than stock traders. We offer full disclosure, fee-only advice all the time. No product sales, no commissions, ever.